Wheeler Trigg O'Donnell lawyers have extensive experience representing national commercial insurers and their insureds in diverse matters at trial and on appeal. Our insurance practice focuses on high-exposure litigation, including class actions, wrongful death and serious injury cases, and matters of first impression for America's largest insurance carriers. For example, in 2016, Law360 named Travelers v. Stresscon, which WTO won for Travelers in the Colorado Supreme Court, one of the top five insurance cases of the year.

We have successfully tried and arbitrated claims related to bad faith, reverse bad faith, directors' and officers' liability, contracts, environmental tort claims, estoppel, high-net-worth individuals, insurance coverage, investments, personal injury protection, premises liability, product liability, and professional liability.

Trials & Appeals
WTO lawyers represent numerous insurers in high-stakes trials and appeals, including in federal and state courts and state supreme courts such as Colorado and Montana. Insurance clients include ACE, AIG, Allstate, American Family, AXIS, Berkshire Hathaway Homestate, Chubb, CNA, Electric Insurance, Farmers, GuideOne, ING, Lloyd's, Medical Protective, MedStar, MetLife, OneBeacon, Progressive, Shand Morahan, Swiss Re, Travelers, Universal Health Services, USAA, and Westport.

Class Actions
WTO is home to one of the premier class action defense practices in the nation. Six WTO attorneys have tried seven certified class action trials to juries, obtaining defense verdicts and favorable mid-trial settlements. Insurers such as Allstate, AXIS, Farmers, and USAA turn to WTO for the defense of class action litigation and trials. Our teams have defeated certification and obtained dismissals of class action matters scores of times.

WTO has defended insurers in a range of class action matters, including:

  • concussion and traumatic brain injury;
  • customer service and quality service pledge programs;
  • automobile insurance coverage;
  • homeowners’ insurance coverage;
  • premium pricing;
  • coordination of benefits;
  • payment to healthcare providers for treatment of patients;
  • pricing of uninsured motorist benefits;
  • non-payment of PIP benefits under the Colorado Automobile No-Fault statute; and
  • expense charges under life insurance policies.

Professionals Representative Clients
  • Allstate - Regional Trial and Appellate Counsel
  • Amica Mutual Insurance Co.
  • AXIS Insurance
  • Berkshire Hathaway Homestate Companies
  • CNA - National Trial Counsel
  • Lloyd's of London
  • OneBeacon
  • St. Paul Travelers
  • The Hartford
  • USAA